Our on-going analysis of the deposit dilemma shows some good news for community and regional banks, based on 2019 third-quarter data. But trouble still looms. Overall, community and regional banks showed...
We have been preaching for two months that community banks must take seriously the decision whether to opt into the Community Bank Leverage Ratio (“CBLR”). Our analysis suggests that it...
As third-quarter 10-Qs roll into the Securities and Exchange Commission, one thing stands out: Most public banks are contemplating whether it makes sense to opt into the new community bank...
September’s repo market problems were front page news. But until JPMorgan Chase CEO Jamie Dimon spoke up last week, no one knew why the banks did not step in as...
Note to community bank execs: The clock is ticking on how you calculate your capital requirements. The FDIC this week finalized the new 9 percent community bank leverage ratio, and...
The growing deposit crisis for community banks is not going away. The problem is a strategic issue—and easy money policies only buy banks time, they don’t solve the dilemma. Invictus...
By Adam Mustafa, President & CEO Deposit growth in the banking industry has become a zero-sum game for all intents and purposes. Several months ago we published a white paper that...
By Andrew O’Keefe The quality of a bank's earnings has an overlooked impact on valuation, according to an Invictus Group analysis of publicly traded bank stocks. We all know that trading...
By Guy LeBlanc A hundred years ago, community banks relied almost entirely on relationship banking. Lenders knew the borrower personally, which provided a unique customer experience, allowing each bank to carve...
By Lisa Getter The deposit problems already plaguing community banks are not going away. And they may be even more serious than anticipated, according to Deposit Dilemma: 10 Interesting and Surprising...
