CECL Trends

If we do not get a miracle turnaround with respect to the coronavirus and its impact on markets, the first quarter earnings for most publicly traded community banks (SEC filers)...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_text_separator title="January/February 2017" border="no" background_color="#bbc8ae"][vc_column_text css=".vc_custom_1610407612908{padding-top: 45px !important;}"] Read Between the Lines Each month Bank Insights reviews news from regulators and others to give perspective...

The FDIC, the OCC and the Federal Reserve issued frequently asked CECL questions (and answers) for banks in December. Among the highlights:...

Small community banks may actually benefit from the new Financial Accounting Standards Board’s current expected credit loss (CECL) model, even though they will face the toughest challenges in implementing the...