Archive

The Federal Deposit Insurance Corp. is working on a practical guide that will help would-be bank investors understand the process of starting a bank. The publication, which is due out...

Top priorities for OCC community bank examiners for the next 12 months include assessing the quality of credit risk management, particularly concentration risk management, loan growth strategies, ALLL methodologies and...

In the old days, it was a case of getting the most recent balance sheet and financials and “running a slide rule” over them. OK, so we graduated to...

The Federal Reserve issued new supervisory guidance for risk management at banks with less than $50 billion in assets. The guidance makes clear that the role of risk management rests...

The Financial Accounting Standards Board (FASB) this month issued new standards for how to estimate credit losses on loans, but they won’t go into effect for several more years.  The...

Don’t be surprised if examiners ask tough questions about your strategic plans, how you are managing concentrations, interest rate risk management and stress testing.  The Office of the Comptroller of...

Don’t miss Bank Insights’ free webinar on how to manage CRE concentrations.  Regulators announced in December that they would be paying extra attention to banks that planned to grow CRE...