Archive

Community bank CEOs are wasting money on compliance. They are spending more than ever, hiring additional risk officers, internal auditors, compliance officers, vendors and consultants. They are checking every box...

A Trump administration will likely mean changes to the Dodd-Frank Act, the controversial regulatory reform bill passed after the financial crisis. Republican control of the House and Senate may give...

A new study has found that small banks have a greater compliance burden than larger banks – but the extra expenditure isn’t leading to higher ratings from regulators.  The study,...

The Federal Deposit Insurance Corp. is working on a practical guide that will help would-be bank investors understand the process of starting a bank. The publication, which is due out...

Top priorities for OCC community bank examiners for the next 12 months include assessing the quality of credit risk management, particularly concentration risk management, loan growth strategies, ALLL methodologies and...

In the old days, it was a case of getting the most recent balance sheet and financials and “running a slide rule” over them. OK, so we graduated to...