Capital & Strategy

The Capital & Strategy portion of the capital stack provides the bank with a view of the projected Balance Sheet and Income Statement in different economic environments. Additionally, the Invictus Capital Stack projects all of the bank’s capital levels subject to Basel III regulations and provides the institution with a forward-looking, sophisticated, and compelling case for safely increasing the bank’s balance sheet by setting optimal capital levels, verifying concentration policies, and estimating FreeCapital™.

The Capital Stack deploys a method of capital stress testing to evaluate the bank’s capital adequacy. By following the framework utilized by the largest banks in the United States, we can provide effective challenge to overly aggressive regulatory oversight or simply evaluate how much ‘dry powder’ the bank’s balance sheet contains.

FreeCapital
Concentration Policies
Stress Capital Buffer

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