Deposits Becoming a Zero-Sum Game for Community Banks

The growing deposit crisis for community banks is not going away. The problem is a strategic issue—and easy money policies only buy banks time, they don’t solve the dilemma. Invictus Group’s proprietary analytics, powered by BankGenome,™ offer an unprecedented window into the situation – one reason why the Federal Home Loan Bank in August and the Financial Managers Society in September invited Invictus CEO Adam Mustafa to outline the issue for their member banks. Mustafa explained why the only solution that really works is a targeted merger or acquisition. Read more in this excerpt from his latest presentation.