What is the Process and Timing of the Analysis?

In today's fast-moving world, it is important to have information that is up-to-date and forward-looking. Annual reports are guaranteed to be out of date by the time they are printed. An Invictus analysis is forward-looking, producing 2-year forward financial statements based on your bank's loan-level data and strategic plans. It will use the most recent quarterly public data for your peers and regional comparisons, and for your acquisition targets. It gives a far more accurate assessment of a bank's financial health -- and, thanks to Invictus's technology investment, is much faster than the traditional "bottom up" analyses prepared by bank analysts and investment banks.

Invictus Sustainability Reports (for regulators), Invictus Insurance reports (for D&O insurers) and Invictus Investor reports (for bank investors) are created each quarter on all 6000+ banks in the country using public data.